New Year, Clear Plan: Your 12-Month Homeowner Checklist

Instead of setting vague goals like “get organized” or “do more house projects,” let’s create a simple 12-month homeowner checklist you can actually follow.

Here are a few big-picture items to consider:

• Review your mortgage and insurance
  Could refinancing, adjusting coverage, or bundling policies save you money?

• Schedule HVAC maintenance
  A quick check-up now can prevent costly surprises later.

• Plan one “value add” project
  Maybe it’s updating a bathroom, adding storage, or improving curb appeal. One meaningful project per year can really add up.

• Get a market check on your home’s value
  Even if you’re not ready to move, knowing your current equity helps with long-term planning.

If you’d like a personalized version of this checklist based on your home, I’m happy to help. Small, consistent steps over the year can make your home more comfortable now — and more valuable later.